Tag: Personal Finances

Your first paycheck just hit — now what? Learn how to manage it like a pro with smart tips for saving, budgeting, and building financial confidence. We’ll show you how to get started.

Personal Finances, Save Money, savings accounts

Thinking about building your dream home? The costs can add up! So, we’re breaking down the real cost of building a home and how a construction loan can help you do so.

home building, Personal Finances, Save Money

Your credit limit is a crucial aspect of your financial health, impacting everything from your credit score to your ability to make large purchases. At EBNEMO, we believe in empowering our customers with the knowledge they need to manage their finances effectively. Here's a comprehensive guide to understanding your credit limit, how it works, and...

credit, credit limit, credit score, Personal Finances, savings

If you’ve ever taken Psychology 101, you’ve probably heard the argument for nature v. nurture. In this multi-century discussion, psychologists have debated whether a person’s genetics or environment make a greater impact on their personal behavior. At Exchange Bank of Northeast Missouri we’re excited to share our take on this...

budgeting, Money Management, Personal Finances, savings, Spending

With fraud alerts, identity protection, and chip-enabled cards, you’d think it would be near impossible for a stranger to swipe your personal information. Unfortunately, it’s easier than you think! Other than preparing yourself with preventative measures there is no sure-fire way to make sure your identity remains safe and secure. If you...

cyber security, financial education, identity theft, online saftey, Personal Finances

Finding your perfect person can make you feel like you’re on top of the world. However, after the ceremony, reception, and honeymoon, you and your sweetheart may begin to feel the stress of money management. Combining two lives into one takes time, and the same is true with your finances. Together, you’re now responsible for the well-being...

combine finances, Personal Finances, saving money

Spring is the perfect time to start something new. Whether that’s creating a fresh and colorful garden, planning an exciting and exotic vacation, or officially starting the search for your new home, now is the perfect moment to begin anew.   If you and your family are ready to plant fresh roots, our dedicated team at Exchange Bank of...

home, home financing, mortgage, Personal Finances

Exchange Bank of Northeast Missouri challenges you to make 2017 the year of financial prosperity. Complete with an emergency fund, sound credit, and a monthly budget, you can conquer any fiscal goal as long as you keep moving towards it.

financial goals, goals, Money Management, new year, Personal Finances, resolutions

The holiday season is all about giving. Whether it’s through time, labor, or funds, philanthropy is the spirit of the season. This December, help your little ones understand the power of giving with these four lessons, courtesy of Exchange Bank of Northeast Missouri: Help Yourself by Helping Others Did you know that every time you participate...

Children, Giving, Money Management, Personal Finances, Teaching

Did you know one in three Americans have no retirement savings? This shocking statistic is one of many that reveal how unprepared many Americans are when it comes to their retirement. If you have yet to hop on the savings train, there may be some opportunities to catch up. Today our team at Exchange Bank of Northeast Missouri is here to clarify some

Nest Egg, Personal Finances, retirement, savings