Category: Mortgages

Are you thinking of buying a house in 2025? Congratulations on taking the first step towards your dream of homeownership! At EBNEMO, we're here to guide you through the process with valuable insights and expert advice to make your home-buying journey smooth and successful. Where to Begin Check Your Credit Score Your credit score plays a...

home loans, homebuying, homeownership, lending, loans, mortgages

With the right auto loan, you can finance your first car, an upgrade, or even your dream ride! However, finding the ideal auto loan requires several factors to be considered to ensure a safe investment. This guide provides a clear approach to help you discover the perfect auto loan for you!  Start By Understanding Auto Loans  When...

When it comes to real estate Exchange Bank of Northeast Missouri understands it’s a localized market. If you are in the market for a new home, it is extremely important to understand the advantage of working with a local mortgage lender. In this blog, we will outline the top advantages and benefits of working with a local mortgage lender.   #1...

Buying a home is a big deal. Here are a few of the best-kept secrets you need to know before buying a house.    Secret #1   The first secret for purchasing a home is to scope out the neighborhood you are thinking of buying in and do it a lot. The reason you should do this is to see if it is an enjoyable place to be and...

Questioning if you are prepared to become a homeowner? Here are six helpful tips to break down buying a home and what you need to be prepared for. Purchasing a home can be a stressful process. Let these recommendations set you up financially and emotionally when you are ready to pull the trigger on buying.   1. Be Mentally and Financially...

Thinking of selling your home shortly? We’re here to share some easy springtime renovations to provide you with the greatest return on your investment. Spring cleaning is fun, but a spring renovation, that’s what will give you the biggest bang for your buck!  Replace the garage door.  Replacing the garage door not only contributes...

Just by glancing at a single number, lenders can determine how financially responsible you are and decide whether to lend you money or not. Your credit score determines other important things like interest rates as well, which is why it’s so important to make sure your score is good. If you don’t have the greatest credit score, here are...

If you’re preparing to sell your home, you’re in the right place. We’re here to provide you with 8 helpful house staging tips to make the most of your space and grab the attention of prospective buyers. ​1. Focus on the curb appeal. Curb appeal is huge when it comes to first impressions. Some good and relatively cheap ways...

Ready to upgrade your home in a wallet-friendly way? We’re here to give you lots of ideas for your next project. Rather than explaining each idea in detail, we’re going to list 12 projects that you can take and make your own. Let’s get started! 1. Add a fresh coat of paint. One of the simplest and cheapest ways to upgrade...

Maybe you’ve put your house on the market, are ready to move out of your apartment or are just seeing what options are out there. Whatever your reason for house hunting, we’re here to help make it as stress‐free as possible with some helpful advice. 1. Get Pre‐Approved So You Know Your Budget Before you jump the gun and start falling...