Savings

As the back-to-school season approaches, many parents and students are looking for ways to save on essential supplies. Here are seven tips to help you make the most of your budget: Create a Budget and Stick to It: Before you start shopping, determine how much you can afford to spend. Make a list of necessary items and prioritize them. This will help you avoid impulse purchases and stay within your budget. Shop Sales and Use Coupons: Keep an eye out for sales, discounts, and coupons. Many Read More

Saving is a skill that will serve you well at any point in your life. It is extremely important to introduce the concept of saving and budgeting to your children early on in life. Opening a savings account will not only help with teaching them this concept but will begin their savings journey. Keep reading to learn about what you need to know when opening your child’s first savings account.   At What Age Can My Child Have a Savings Account?   A child can generally Read More

It is no secret food prices have risen in the past few months. Food is generally at the top of the list for basic human needs, so how do we go about combating these rising food costs? Keep reading for top tips to fight rising food prices this winter.   Eat Out Less  Dining out is an extremely expensive option if you opt for it to often, especially if you are already budgeting for a full list of groceries. If you think about it, many meals you purchase out can be made for a fraction Read More

There are so many benefits to having a checking account. Manage your money and day-to-day spending by opening a checking account. Keep reading to learn about the top benefits of owning and operating a checking account! What is a Checking Account?  A checking account is a transactional account which is typically used to make everyday transactions convenient. The funds in your checking account can be accessed by check, cash withdrawal, debit card, deposits made at our branches, or remote Read More

College is a fantastic learning experience for young adults but can often be a very expensive time of life. While many wouldn’t change their college experience for anything, we can all agree there would have been some things we would have done differently financially. Keep reading for some money tips for college students!   Don’t Carry a Balance on Your Credit Card  What may seem like a given, in the time of life where school is your primary focus, is to Read More

Teaching a teen to save can sometimes be a struggle, as they do not necessarily understand the benefit. Whether your teen is years away from getting a job or heading off to college, teaching them the benefit of saving now and how to effectively do so will hopefully help them avoid learning tough lessons later in life. Enjoy these tips on how to effectively teach a teen to save!   Make Saving an Expectation  Learning about saving is one thing, but implementing it as Read More

We have all been there when either an emergency comes up or money gets tight. It may feel like an easy solution to dip into your savings, but don’t allow that to be your first solution. If you do it once you’re more likely to make a habit of it. Allow your savings account to be untouched and have the opportunity to grow. Try these five tips before resorting to your savings, you can thank us later.   Rework Your Budget   The first thing you should do Read More

We all enjoy eating out and spending time out with friends here and there, but it can add up! When looking for ways to be social, but cut back on your spending, it can feel like you’re not allowing yourself to fully indulge and have fun. Should you go out to eat or spend a night out on the town? Absolutely, socialization is something we all enjoy in our own way. Check out these tips to cut spending, but still enjoy yourself here and there.  Track Your Spending   To Read More

We can all probably agree that we’d love to have additional savings to go towards summer expenses. Whether you’re needing to save extra for an upcoming vacation, want, or some summer fun, we have some easy tips for you to reduce expenses for sweet summer savings. Shift your mindset to summer savings with these sweet tips.  Track Your Spending  The first way to cut expenses is to see where your money is going. Maybe it’s time to hard-core track your spending and find Read More

Conduct A Closet Cleanout    As the warmer weather comes, we are reaching for the sweaters less and less. It’s a great idea to do a deep dive into what you have in your closet so you can get rid of items you’ve not worn in ages as well as find some items you forgot you had. Decrease your urge to purchase new by organizing what you have in a way you can easily see all your options to pick from. You most likely will come across old favorites you’ll be excited to Read More