Personal Finances

Want to level up your property's worth? You're not alone – homeowners are always looking for ways to make their homes more desirable. Your home's value gets a serious lift when you make savvy upgrades – and it doesn't matter if you're selling next month or five years from now. Let’s take a look at what raises property value the most. Top Home Improvements to Boost Property Value Kitchen Remodels One glance at a dated kitchen and potential buyers often Read More

The holiday season is almost here, and we know that it can be a financially stressful time of year. Between gift-giving, entertaining, and travel, it's easy to get caught up in the excitement and overspend. But with a little planning and discipline, you can enjoy the holidays without breaking the bank. Let’s dive into 8 tips and tricks for saving money now: Tip 1: Start Early The key to saving money for the holidays is to start early. Don't wait until December to start thinking Read More

A good credit score is essential for securing loans, getting favorable interest rates, and even renting an apartment. Understanding how credit scores work and how to improve and maintain them can significantly impact your financial health. Here’s a comprehensive guide to help you navigate the world of credit scores. What is a Credit Score? A credit score is a numerical representation of your creditworthiness, based on your credit history. Lenders use this score to assess the risk of lending Read More

In uncertain times, having an emergency fund can provide peace of mind and financial stability. An emergency fund is a savings account specifically set aside for unexpected expenses, such as medical emergencies, car repairs, or job loss. Here’s how you can start building your emergency fund and ensure you’re prepared for whatever life throws your way. Why You Need an Emergency Fund An emergency fund acts as a financial safety net, helping you cover unexpected expenses without resorting Read More

Summer is here, and with it comes the thrill of new adventures and the allure of distant horizons. But as we pack our bags and set out to make memories, it’s vital to remember that our financial security should travel with us. From the sun-drenched shores to the vibrant pulse of city life, ensuring the safety of your finances is as important as your itinerary. Here’s how you can protect your financial well-being while savoring the joys of summer travel. Before You Go There are a Read More

Online shopping provides convenience and so many possibilities, but it's important to remember that it comes with its own set of security risks. In this blog, we'll walk you through essential cybersecurity steps, making sure your online purchases are made with peace of mind. Get ready to shop with confidence by following these simple tips.   Shop Only on Trusted Sites  Before you begin entering your personal and financial information, you must ensure that the Read More

  In the world of modern banking, going mobile offers a whole range of advantages that make managing your money easier than ever. From instant alerts that keep you in the know to convenient customer support options, mobile banking brings your finances right to your fingertips. We will discuss some of the benefits that make mobile banking an excellent choice for staying on top of your finances.  Easy Access to Your Account  With online banking, you can easily access Read More

Our financial wellness is extremely important now and for years down the road. Spring into those financial goals you had set for the new year, as well as check in with your budget to continue to have financial success in year 2023!   Prepare Your List of Financial Goals   If you have created new year’s resolutions, you know it can be extremely hard to stick to them if you don’t implement steps to adequately meet them. If you haven’t already, it Read More

One of the most important steps to pre-planning a successful vacation is your budget. There are many costs to manage and coordinate when booking a vacation. Keep reading for top tips on beginning your vacation budget now!  Step 1: Determine the Destination  A big factor in budgeting for vacation is getting an idea of the cost. Some may say you should set your budget in advance, but your destination will be the main determinant for your budget. Depending on where you go can Read More

Home renovations and remodels can be a great way to increase your home’s value if you are looking to sell, or simply make your house your dream home. Tailoring your home with these renovations and remodeling trends can help align modern trends and your style preferences. Keep reading to learn the top renovation and remodel trends for 2023 to inspire ideas that may appeal to you.   Renovation vs. Remodel?   Many do not know the true difference between the Read More