Spending

Fall in Missouri is a magical time, with vibrant foliage, crisp air, and a plethora of activities to enjoy. Whether you’re looking for outdoor adventures, cultural experiences, or family-friendly fun, the Show-Me State has something for everyone. Plus, with [BANK]’s credit cards and savings accounts, you can make the most of your autumn adventures without breaking the bank. Here are ten fun things to do in Missouri this fall. 1. Explore the Ozark National Scenic Riverways The Ozark Read More

One of the most important steps to pre-planning a successful vacation is your budget. There are many costs to manage and coordinate when booking a vacation. Keep reading for top tips on beginning your vacation budget now!  Step 1: Determine the Destination  A big factor in budgeting for vacation is getting an idea of the cost. Some may say you should set your budget in advance, but your destination will be the main determinant for your budget. Depending on where you go can Read More

It is no secret food prices have risen in the past few months. Food is generally at the top of the list for basic human needs, so how do we go about combating these rising food costs? Keep reading for top tips to fight rising food prices this winter.   Eat Out Less  Dining out is an extremely expensive option if you opt for it to often, especially if you are already budgeting for a full list of groceries. If you think about it, many meals you purchase out can be made for a fraction Read More

Summer has flown by and that means the holidays will be here before we know it. Setting a budget is crucial for not overspending during a very expensive time of year. Start saving and setting your budget now so that when the holidays arrive you aren’t scrounging to stay within the limits you’ve set. Here are the top steps for creating a budget for the holidays, as well as some savings tips.  Step 1: List Your Known Holiday Expenses  Your best strategy to avoid overspending Read More

Conduct A Closet Cleanout    As the warmer weather comes, we are reaching for the sweaters less and less. It’s a great idea to do a deep dive into what you have in your closet so you can get rid of items you’ve not worn in ages as well as find some items you forgot you had. Decrease your urge to purchase new by organizing what you have in a way you can easily see all your options to pick from. You most likely will come across old favorites you’ll be excited to Read More

How you start saving in your 20s is crucial, so do your future self a favor and start now. Here are some hacks to get smart about finances for yourself or to share with someone you know in their twenties.    What You Need to Know About Spending    Your twenties are such a fun stage of life but can be very expensive if you are overspending. It is important to track how much you are spending on needs, expenses and fun. It is important to nail down how much you are Read More

Just by glancing at a single number, lenders can determine how financially responsible you are and decide whether to lend you money or not. Your credit score determines other important things like interest rates as well, which is why it’s so important to make sure your score is good. If you don’t have the greatest credit score, here are some basic ways you can improve it.      Check Your Credit Score Frequently   Just like you should be monitoring your Read More

It’s easy to skip out on date nights as life gets busier, and especially when money becomes tight. Making intentional time to spend with your partner each week or month is so important, and date night doesn’t always have to be extravagant. There are lots of sweet date ideas that cost little to nothing, so try some of these ideas on your next free night!  Cheap Babysitting  If you have kids and don’t want to spend money on a babysitter, there are some ways to get Read More

There’s no better time than the beginning of a new year to re-evaluate your financial habits and make changes. It may be challenging to know where to start, which is where we come in. Here are six different financial goals you can incorporate into the year to come.  Work on improving your credit score.  Take a look at your credit score and figure out how you can improve it.  Are you making your payments on time and using a good amount of your available Read More

How much can I reasonably spend on a home? This is a question every single prospective homeowner asks before purchasing a house, and this is exactly what we want them to be asking! While buying a home is a great financial investment to start building equity and wealth, no one wants to be house poor. Create a budget for yourself by using the tips below or jump straight to our mortgage calculator.  Save for a Down Payment and Closing Costs  A Read More