General

It’s tax season! The IRS sets the start of tax season as Monday, January 24, 2022, and the deadline as April 18, 2022. Tax planning will help you gather everything you need to promptly and properly file your taxes for 2022. If you’re already pulling at your hair from stress—don't worry! Get a jump on preparing for taxes this year by following the steps we’ve outlined below.  1. Decide How You Will Be Filing  Will you be doing the filing yourself or will Read More

                            Exchange Bank of Northeast Missouri announced Paula J. Fox is retiring as President and CEO.  She will be succeeded by Jed M. Wilson, who most recently served as Executive Vice President of Exchange Bank of Northeast Missouri. Wilson officially took on his new duties January 12, 2022.  However, to ensure a seamless transition, Fox will remain working until March 31, 2022, at which time Read More

It’s an unfortunate reality that many criminals target senior citizens, as they can be susceptible to online deception. If you’re keeping up with the times by staying online, it’s also important to keep up with online security measures!   1. Look Out for Suspicious Emails  You would be surprised how often people are fooled by phishing emails. ‘Phishing’ emails are sent from cybercriminals who pretend to be a person or business they are Read More

Being prepared for a financial crisis or hiccup can take time. Building up your emergency fund isn’t something you can do overnight, but working at it day by day or month by month is an easy way to become prepared without seeing a huge decrease in your funds. But how much is enough? We’re here to let you know!  How much should I save for an emergency fund?  How much you can save will depend on where you are at in life. You will have debts, monthly expenses, insurance, Read More

The Federal Trade Commission defines identity theft as theft that happens “when someone uses your Social Security number or other personal information to open new accounts, make purchases, or get a tax refund.” This kind of theft not only steals your money, but your precious time as you work to figure out what accounts are compromised and finding safe ways to re-open them. Keep reading to prevent identity theft.  Start by Educating Yourself  The first step Read More

According to IdentityForce.com, about 1 in 15 people were victims of identity fraud in 2019. As technology continues to grow, the risk will only get higher. That’s why protecting yourself from this kind of crime is more important now than ever!  Rundown of Identity Theft  The first step in prevention is recognizing what identity theft is and why it’s dangerous. A simple description of identity theft is a crime in which an individual’s personal Read More

Besides the obvious positive of having constant access to your bank account on your very own device, online and mobile banking brings various benefits to the table. If you haven’t downloaded our mobile app yet, keep reading to find out why you should.  1. Deposit Checks Anywhere  Save yourself a trip by making it possible to deposit checks from the comfort of your home. It’s an easy process, too! Endorse Read More

Social media is growing and expanding each day, with nearly 3 billion people on Facebook and over 2 billion on YouTube. Platforms like these along with Instagram, Twitter, Snapchat and more require usernames and passwords, but there’s always the unfortunate chance that your account is compromised. We’re here to provide you with a few simple things you can do to protect your social media accounts.  Two-Factor Read More

When it comes to teaching your kids important money lessons, the sooner the better! While young children can’t fully comprehend all that goes into finances, there are a lot of fun activities that can help them better understand. Try these out next time you’re looking for a fun way to entertain your little ones!  Financial Board Games  A simple way to learn about finances and include the whole family is to purchase a money-related board game. If you have little kids, Read More

With so many people being online now, it’s even more important to be safe with what you do and add an extra layer of security to your actions. Any time you are on your phone, tablet or computer, there is a chance you could be targeted. Protect yourself and your information by keeping up to date with these five cybersecurity basics you need to know.  1. Update Your Software  Not all software updates automatically. Be sure to check your app store to update Read More