Budgeting

Spring is here and that means we’ve got some spring cleaning to do! This year, you’ll want to be sure to add ‘budget’ to your to-do list. Spend some time doing a deep dive into your finances and budget plan to boost determination for the rest of the year. Give yourself a budget refresh with these 4 tips.   1. Review and Refresh  Reviewing and refreshing your budget is something that should be done periodically. Life changes, there are new expenses, or Read More

Summer may be a few months away but planning to save now will ensure an awesome and affordable experience. The best tip for booking a vacation is to plan well in advance – start your planning process here by reading up on a few suggestions to make your summer vacation seamless and inexpensive.  Book Flight Tickets in Advance  Planning in advance is the most important tip for a successful and budgeted vacation. Nail down where you are going and when. Purchasing airline tickets Read More

  Financial education has always been a weak area within education. Talking about money and understanding money management, debt, loans, interest and credit is rarely laid out to people until they get to college or graduate from high school. That’s why we wanted to start the conversation on how to talk to your kids about money, so they are better prepared for the real world.     Talk About Money Young   When you are having money conversations with younger Read More

When it comes to budgeting, you might not even know where to begin. The truth is, there are a million ways to budget and it’s not a one-size-fits-all process. You should try some different methods to decide what works best for your specific situation. Here are some general rules of thumb when it comes to knowing how to properly budget:    DON’T stress yourself out about debt. DO take the first step in creating a budget.   One of the biggest mistakes people make is Read More

It may seem like a lifetime away, but retirement has a way of sneaking up on all of us. Something to remember when it comes to retirement is that the earlier you start saving, the better. Plus, you’re never too young to invest in your future. If you’re in your 20s, here are some helpful strategies you can implement to set yourself up for a successful retirement.  1. Rid Yourself of Debt  The first step in creating a retirement fund is to look at what you’re dealing Read More

It’s easy to skip out on date nights as life gets busier, and especially when money becomes tight. Making intentional time to spend with your partner each week or month is so important, and date night doesn’t always have to be extravagant. There are lots of sweet date ideas that cost little to nothing, so try some of these ideas on your next free night!  Cheap Babysitting  If you have kids and don’t want to spend money on a babysitter, there are some ways to get Read More

If your New Year's resolution is to take control of your finances, you’re in the right place. We’re here to give you some ideas on how to make 2022 your best financial year yet. All it takes is some time, discipline, and lots of motivation!  1. Figure out your monthly income.  The first step is to start from scratch, which means re-evaluating exactly how much money you have coming in each month. If you work a job that has a varying monthly income, estimate it to be Read More

Paying off student loans isn’t going to happen overnight – it takes time, and most importantly, discipline. There are some steps you can take to speed up the process and be debt-free sooner rather than later. If you’re in need of some advice on how to pay off student loans quickly, you’re in the right place. Pay MORE than the minimum.  If you’ve only been paying the minimum, odds are you haven’t seen a whole lot of progress. Plus, the interest Read More

Why should I worry about saving for retirement right now? Are IRAs really that important? If you are questioning the importance of saving for retirement and what can drastically affect your future, you’ll want to continue reading. We wanted to provide a beginner’s guide to IRAs so you can understand your options and the differences between IRAs.  What is an IRA?  An individual retirement account (IRA) is basically a savings account with tax advantages for Read More

There’s no better time than the beginning of a new year to re-evaluate your financial habits and make changes. It may be challenging to know where to start, which is where we come in. Here are six different financial goals you can incorporate into the year to come.  Work on improving your credit score.  Take a look at your credit score and figure out how you can improve it.  Are you making your payments on time and using a good amount of your available Read More