Budgeting

High school years are often tricky when it comes to money. Your teenager might have a part-time job, but how can they start using that money wisely and investing in their future? Keep reading to find out how you can guide your child towards smart financial decisions.   Open a savings account and don’t touch it!  The first step is for your child to open a savings account. Here they can stash a percentage of the money they’re making for future Read More

Whether you’re getting married in the coming years or just recently said “I Do,” this exciting time of your life comes with things to think about and discuss. How you manage money will change and be adjusted once you get married, so planning it out beforehand is a must. Here are some tips for you and your partner to remember for after the wedding day.  Talk about your debt  Honesty is key in a relationship, which means it’s Read More

With each new addition to the family, expenses rise and finances can become more difficult to handle. That’s no reason not to enjoy having a big family, though! With these simple and effective money-saving tips, you can maintain peace of mind knowing you’re handling your money in the best way possible.  Check the Discount Stores  Going to a thrift store or discount store is especially helpful when shopping for kids’ clothing. Since Read More

Going back to school comes with a handful of expenses, and school lunch is one of them. Although packing lunch for your kids each day might not sound appealing, it will save you big bucks and is easier than you think. We hope you’ll give these six wallet-friendly lunch ideas a try this school year!  1. Cheese Quesadilla: Not only is this lunch delicious, but it’s super cheap and easy to make. All you need Read More

Welcome to your 30s! This time of life is exciting, eventful and often comes with many financial decisions. These decisions have a big impact on your future as well as the future of your family. We hope you can learn from others’ mistakes and make smart money choices for a bright and less stressful future.  Avoiding the Retirement Planning  No matter what age you are, retirement often Read More

While struggling with debt isn’t uncommon, getting out of it as soon as possible is important. Student loans, car loans, credit cards and other payments can lead to your pile of debt getting bigger and bigger. So, what steps should you take if you are in debt? Keep reading to find out.  1. Clean Out Your House & Sell What You Don’t Use  Start small and simply sell the things you don’t need. You’d Read More

It’s no secret that the money spent on school supplies can pile up fast. Research shows that parents tend to spend anywhere from $600-$1,000 per child on back-to-school supplies, especially when the kids start reaching high school or college. Spending that much money on school supplies seems unnecessary, so we’re here to help you lower that cost. With these simple tips, you can Read More

Saving money doesn’t have to be complicated – there are habits to incorporate into your daily routine that will save you money in the long run. These tips are simple and easy to start but also very effective. It's time to take control of your finances and make some healthy changes!  1. Pay with cash  Using a credit card for everyday purchases can be tempting and often lead to impulse buying. A good way to stick to your budget is to have a certain Read More

Credit cards have their benefits – building your credit score, earning rewards, convenience and more. They can also be dangerous if not used correctly. Since people often tend to spend more using credit cards rather than cash, it’s easy to get in over your head without realizing it. Keep reading to find out some great ways to be responsible when using your credit card.  Don’t Spend What You Can’t Afford  Just because credit Read More

While retirement might sound lifetimes away, it sneaks up faster than you think. Many people wonder when to start saving for retirement, how to start, how much money they’ll need and more. We’ll answer those common retirement questions in this blog, so keep reading!  When to Start  The time is now! If you are earning paychecks, start saving for retirement as soon as you can. The sooner the better, and the main reason for this is because your money will have Read More