home

You’ve made the decision that you are tired of renting and ready to step into the world of home ownership. Good for you! You may be wondering what your next steps should be in order to be financially prepared for this major investment. Here are some creative ways to ramp up your savings for this exciting adventure! 1. Consider a Move Now Is the place you’re living now truly the most cost effective for your budget? Consider moving to a temporary location that can significantly trim Read More

Are you about to begin the hunt for your future home? We understand that the home buying process can become overwhelming, which is why we’d like to offer you a little insight. Start your home buying journey off right by completing this checklist! Strengthen your credit. A 620 FICO score means you can get a mortgage, but that doesn’t mean you’ll want to. According to recent data from myFICO.com, someone with the minimum credit score can expect to pay over $82,000 more Read More

Spring is the perfect time to start something new. Whether that’s creating a fresh and colorful garden, planning an exciting and exotic vacation, or officially starting the search for your new home, now is the perfect moment to begin anew.   If you and your family are ready to plant fresh roots, our dedicated team at Exchange Bank of Northeast Missouri is here to help. Before you start searching the market for available homes, we recommend first evaluating your house and determining Read More

Searching for your family’s new home can be an exhausting process. Add in the farming criteria for a top notch ag operation, and you may be trying to find a needle in a haystack! If you’re searching for your next real estate purchase, be sure to look for these four things to make the most out of your hunt:   Location Whether you’re moving your whole farm, or just scouting out additional acres, the vicinity of the operation is of the upmost importance. Checking Read More