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Emergency fund vs. savings account — what’s the difference? While both help you save money, they serve totally different purposes. Visit our blog and learn how to build both.

checking accounts, Emergency Fund, saving money, savings, savings accounts

If you’re dreaming of a new kitchen, a bigger bathroom, or energy-efficient upgrades, your home’s equity could be the perfect way to fund it! Learn how in our latest blog.

equity, heloc, home equity, home loans

Teaching kids about money is one of the greatest gifts you can give them. Starting early with a checking account can set your little one on a path toward financial independence and responsibility. Let's explore when it might be the right time to open a checking account for your child, what to look for in an account, and how to teach them the basics...

checking, checking account, Children, financial literacy, savings

Managing debt can sometimes feel like juggling too many balls at once. If you’re finding it hard to keep up with multiple bills, a debt consolidation strategy might be just what you need. Let’s dive into what consolidating debt means, how it works, and whether it might be the right move for you. What is Debt Consolidation? Debt consolidation...

budgeting, Consolidation, debt, saving, tips

Your credit limit is a crucial aspect of your financial health, impacting everything from your credit score to your ability to make large purchases. At EBNEMO, we believe in empowering our customers with the knowledge they need to manage their finances effectively. Here's a comprehensive guide to understanding your credit limit, how it works, and...

credit, credit limit, credit score, Personal Finances, savings

Are you thinking of buying a house in 2025? Congratulations on taking the first step towards your dream of homeownership! At EBNEMO, we're here to guide you through the process with valuable insights and expert advice to make your home-buying journey smooth and successful. Where to Begin Check Your Credit Score Your credit score plays a...

home loans, homebuying, homeownership, lending, loans, mortgages

The new year is right around the corner, and it’s the perfect time to take the opportunity to reflect on our financial well-being and set new goals for the year ahead. This guide will cover the importance of doing this, provide tips on how to set achievable objectives, and look at how to stay on track throughout the year. Why Set Financial...

2025 Financial Planning, budget

As temperatures drop and the first official day of winter approaches, it's essential to prepare and maintain your home to ensure a safe and energy-efficient season. At EBNEMO, we understand the importance of protecting your home and saving on energy costs. Here are some winter home maintenance tips to help you do just that. Prepare Your Home's...

heloc, Home Winter Preparedness, lending, loans, personal loans

Want to level up your property's worth? You're not alone – homeowners are always looking for ways to make their homes more desirable. Your home's value gets a serious lift when you make savvy upgrades – and it doesn't matter if you're selling next month or five years from now. Let’s take a look at what raises property...

heloc, home equity line of credit, home improvement, mortgage, personal loans, roi

The holiday season is almost here, and we know that it can be a financially stressful time of year. Between gift-giving, entertaining, and travel, it's easy to get caught up in the excitement and overspend. But with a little planning and discipline, you can enjoy the holidays without breaking the bank. Let’s dive into 8 tips and tricks for...

christmas, holiday savings, Holidays, savings, savings account