Spring Into Your Financial Goals and Budget

Our financial wellness is extremely important now and for years down the road. Spring into those financial goals you had set for the new year, as well as check in with your budget to continue to have financial success in year 2023!   Prepare Your List of Financial Goals   If you have created new year’s resolutions, you know it can be extremely hard to stick to them if you don’t implement steps to adequately meet them. If you haven’t already, it
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Spring is nearing and that means it is time to start thinking about packing up the last of your winter decor. Transition your wintery decor with fresh spring items. Keep reading for some simple and budget-friendly ways to decorate transitionally for spring.   Step 1: Define Your Style Filter  The most important step when beginning to refresh your décor after the winter months is figuring out your color palette for the space. Your color palette and decorating
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One of the most important steps to pre-planning a successful vacation is your budget. There are many costs to manage and coordinate when booking a vacation. Keep reading for top tips on beginning your vacation budget now!  Step 1: Determine the Destination  A big factor in budgeting for vacation is getting an idea of the cost. Some may say you should set your budget in advance, but your destination will be the main determinant for your budget. Depending on where you go can
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When it comes to real estate Exchange Bank of Northeast Missouri understands it’s a localized market. If you are in the market for a new home, it is extremely important to understand the advantage of working with a local mortgage lender. In this blog, we will outline the top advantages and benefits of working with a local mortgage lender.   #1 Local Expertise   When it comes to a profession, most would agree your knowledge is unique to the market you serve
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Home renovations and remodels can be a great way to increase your home’s value if you are looking to sell, or simply make your house your dream home. Tailoring your home with these renovations and remodeling trends can help align modern trends and your style preferences. Keep reading to learn the top renovation and remodel trends for 2023 to inspire ideas that may appeal to you.   Renovation vs. Remodel?   Many do not know the true difference between the
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For those who love to spend money or often find it hard to restrain from purchases – this blog is meant for you to start 2023 off with smart saving habits. Spending money is most definitely easier than saving. Here are some tips to rein in on spending as well as save when spending. Keep reading to learn the Spender’s Guide to Saving Money in 2023.   Step 1: Automate Your Paychecks   Automating your paychecks is an easy way to save your money and hold
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Saving is a skill that will serve you well at any point in your life. It is extremely important to introduce the concept of saving and budgeting to your children early on in life. Opening a savings account will not only help with teaching them this concept but will begin their savings journey. Keep reading to learn about what you need to know when opening your child’s first savings account.   At What Age Can My Child Have a Savings Account?   A child can generally
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If you don’t have a debit card, don’t worry, these top five reasons will convince you! If you’re reaching to make purchases, a debit card is a great asset to your wallet and financial freedom. Keep reading to learn the top ways a debit card makes your purchases simple.  1. Makes Purchases Convenient and Simple  Ever reached in your wallet and are short on cash? Having a debit card on hand makes it incredibly easy to either withdrawal funds from an ATM or simply use
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It’s completely common to feel a mixture of emotions after the holidays – exhaustion, boredom, and some eager to kick off new year’s goals. In this blog, we will be sharing some fun things to do in the post-Christmas, winter season to get you energized for the new year!   #1 Visit the Museum  The winter season is the best time to visit a museum, especially If you are looking for something to do on those cold and rainy days. Museums are a great way to get
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It is no secret food prices have risen in the past few months. Food is generally at the top of the list for basic human needs, so how do we go about combating these rising food costs? Keep reading for top tips to fight rising food prices this winter.   Eat Out Less  Dining out is an extremely expensive option if you opt for it to often, especially if you are already budgeting for a full list of groceries. If you think about it, many meals you purchase out can be made for a fraction
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