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Just Got Paid? Here’s How to Manage Your First Paycheck
Just Got Paid? Here’s How to Manage Your First Paycheck

Your first paycheck just hit — now what? Learn how to manage it like a pro with smart tips for saving, budgeting, and building financial confidence. We’ll show you how to get started.

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Personal Finances, Save Money, savings accounts

The Real Cost of Building Your Dream Home & How a Construction Loan Can Help
The Real Cost of Building Your Dream Home & How a Construction Loan Can Help

Thinking about building your dream home? The costs can add up! So, we’re breaking down the real cost of building a home and how a construction loan can help you do so.

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home building, Personal Finances, Save Money

Emergency Fund vs. Savings Account – Why You Need Both
Emergency Fund vs. Savings Account – Why You Need Both

Emergency fund vs. savings account — what’s the difference? While both help you save money, they serve totally different purposes. Visit our blog and learn how to build both.

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checking accounts, Emergency Fund, saving money, savings, savings accounts

Home Equity Loans vs. HELOCs – Which One is Right for Your Home Improvement Project?
Home Equity Loans vs. HELOCs – Which One is Right for Your Home Improvement Project?

If you’re dreaming of a new kitchen, a bigger bathroom, or energy-efficient upgrades, your home’s equity could be the perfect way to fund it! Learn how in our latest blog.

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equity, heloc, home equity, home loans

Child
Opening a Checking Account for Your Child: A Guide to Building Financial Confidence

Teaching kids about money is one of the greatest gifts you can give them. Starting early with a checking account can set your little one on a path toward financial independence and responsibility. Let's explore when it might be the right time to open a checking account for your child, what to look for in an account, and how to teach them the basics...

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checking, checking account, Children, financial literacy, savings

Close up shot of hands holding up an empty wallet
Consolidating Debt: The Pros and Cons

Managing debt can sometimes feel like juggling too many balls at once. If you’re finding it hard to keep up with multiple bills, a debt consolidation strategy might be just what you need. Let’s dive into what consolidating debt means, how it works, and whether it might be the right move for you. What is Debt Consolidation? Debt consolidation...

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budgeting, Consolidation, debt, saving, tips

Credit Score on laptop computer
Understanding Your Credit Limit: What It Means and Why It Matters

Your credit limit is a crucial aspect of your financial health, impacting everything from your credit score to your ability to make large purchases. At EBNEMO, we believe in empowering our customers with the knowledge they need to manage their finances effectively. Here's a comprehensive guide to understanding your credit limit, how it works, and...

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credit, credit limit, credit score, Personal Finances, savings

House key with little house keychain on it
Buying a House in 2025: What You Need to Know

Are you thinking of buying a house in 2025? Congratulations on taking the first step towards your dream of homeownership! At EBNEMO, we're here to guide you through the process with valuable insights and expert advice to make your home-buying journey smooth and successful. Where to Begin Check Your Credit Score Your credit score plays a...

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home loans, homebuying, homeownership, lending, loans, mortgages

Bar graph labeled 2025 with an arrow going up being displayed on a tablet
2025 New Year’s Financial Resolutions: Setting and Achieving Your Financial Goals

The new year is right around the corner, and it’s the perfect time to take the opportunity to reflect on our financial well-being and set new goals for the year ahead. This guide will cover the importance of doing this, provide tips on how to set achievable objectives, and look at how to stay on track throughout the year. Why Set Financial...

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2025 Financial Planning, budget

A couple looking at color swatches
Winter Home Maintenance Tips for a Cozy, Worry-Free, and Energy-Efficient Season

As temperatures drop and the first official day of winter approaches, it's essential to prepare and maintain your home to ensure a safe and energy-efficient season. At EBNEMO, we understand the importance of protecting your home and saving on energy costs. Here are some winter home maintenance tips to help you do just that. Prepare Your Home's...

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heloc, Home Winter Preparedness, lending, loans, personal loans