2025 New Year’s Financial Resolutions: Setting and Achieving Your Financial Goals

The new year is right around the corner, and it’s the perfect time to take the opportunity to reflect on our financial well-being and set new goals for the year ahead. This guide will cover the importance of doing this, provide tips on how to set achievable objectives, and look at how to stay on track throughout the year.  Why Set Financial Resolutions?  Setting financial resolutions can have a significant impact on your overall well-being. By achieving your financial
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  As temperatures drop and the first official day of winter approaches, it's essential to prepare and maintain your home to ensure a safe and energy-efficient season. At Exchange Bank of Northeast Bank, we understand the importance of protecting your home and saving on energy costs. Here are some winter home maintenance tips to help you do just that.  Prepare Your Home's Exterior  Before the harsh winter weather sets in, make sure to:  Clean
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Want to level up your property's worth? You're not alone – homeowners are always looking for ways to make their homes more desirable. Your home's value gets a serious lift when you make savvy upgrades – and it doesn't matter if you're selling next month or five years from now. Let’s take a look at what raises property value the most. Top Home Improvements to Boost Property Value Kitchen Remodels One glance at a dated kitchen and potential buyers often
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The holiday season is almost here, and we know that it can be a financially stressful time of year. Between gift-giving, entertaining, and travel, it's easy to get caught up in the excitement and overspend. But with a little planning and discipline, you can enjoy the holidays without breaking the bank. Let’s dive into 8 tips and tricks for saving money now: Tip 1: Start Early The key to saving money for the holidays is to start early. Don't wait until December to start thinking
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Fall in Missouri is a magical time, with vibrant foliage, crisp air, and a plethora of activities to enjoy. Whether you’re looking for outdoor adventures, cultural experiences, or family-friendly fun, the Show-Me State has something for everyone. Plus, with [BANK]’s credit cards and savings accounts, you can make the most of your autumn adventures without breaking the bank. Here are ten fun things to do in Missouri this fall. 1. Explore the Ozark National Scenic Riverways The Ozark
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October is Cybersecurity Awareness Month, a time dedicated to raising awareness about the importance of staying safe in our increasingly digital world. With cyber threats evolving rapidly, it’s crucial to stay informed and take proactive steps to protect yourself both online and in-person. Here are the latest tips and best practices to help you stay secure. 1. Recognize and Report Phishing Attempts Phishing scams are one of the most common cyber threats. These scams often come in the
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A good credit score is essential for securing loans, getting favorable interest rates, and even renting an apartment. Understanding how credit scores work and how to improve and maintain them can significantly impact your financial health. Here’s a comprehensive guide to help you navigate the world of credit scores. What is a Credit Score? A credit score is a numerical representation of your creditworthiness, based on your credit history. Lenders use this score to assess the risk of lending
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In uncertain times, having an emergency fund can provide peace of mind and financial stability. An emergency fund is a savings account specifically set aside for unexpected expenses, such as medical emergencies, car repairs, or job loss. Here’s how you can start building your emergency fund and ensure you’re prepared for whatever life throws your way. Why You Need an Emergency Fund An emergency fund acts as a financial safety net, helping you cover unexpected expenses without resorting
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Discovering that your identity has been stolen can be a frightening and overwhelming experience. Here are the steps you should take immediately to protect yourself and minimize the damage: Contact Your Bank and Credit Card Companies: Notify your bank and any credit card companies of the theft. They can help you freeze your accounts, issue new cards, and monitor for suspicious activity. Contact us here today. Place a Fraud Alert on Your Credit Reports: Contact one of the major
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As the back-to-school season approaches, many parents and students are looking for ways to save on essential supplies. Here are seven tips to help you make the most of your budget: Create a Budget and Stick to It: Before you start shopping, determine how much you can afford to spend. Make a list of necessary items and prioritize them. This will help you avoid impulse purchases and stay within your budget. Shop Sales and Use Coupons: Keep an eye out for sales, discounts, and coupons. Many
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