Cybersecurity Tips Every Parent Should Know

Today’s generation of kids know how to operate a device before they learn their ABCs. The internet has become inevitable. Parents, exercise the 3 P’s below to ensure online protection for your family.  1. Practice Safe Online Habits  When it comes to practicing safe habits online, it tends to be easier for parents if their children can understand why we implement online safety practices. Having these conversations can be hard, however more times than not, the child will
Read More

Spring is here and that means we’ve got some spring cleaning to do! This year, you’ll want to be sure to add ‘budget’ to your to-do list. Spend some time doing a deep dive into your finances and budget plan to boost determination for the rest of the year. Give yourself a budget refresh with these 4 tips.   1. Review and Refresh  Reviewing and refreshing your budget is something that should be done periodically. Life changes, there are new expenses, or
Read More

Thinking of selling your home shortly? We’re here to share some easy springtime renovations to provide you with the greatest return on your investment. Spring cleaning is fun, but a spring renovation, that’s what will give you the biggest bang for your buck!  Replace the garage door.  Replacing the garage door not only contributes to fantastic curb appeal, but the functionality will grab the attention of potential buyers when you upgrade to a more modern door with windows
Read More

Summer may be a few months away but planning to save now will ensure an awesome and affordable experience. The best tip for booking a vacation is to plan well in advance – start your planning process here by reading up on a few suggestions to make your summer vacation seamless and inexpensive.  Book Flight Tickets in Advance  Planning in advance is the most important tip for a successful and budgeted vacation. Nail down where you are going and when. Purchasing airline tickets
Read More

As the weather warms up, it is smart to think about how you can save money and energy this spring and summer. Here are some tips on how to cut cooling costs but retain comfort in your home!   Windows   Windows - you’ve got to love them this time of year but if your goal is to save some money and energy this spring, here are some tips you may consider. First, be sure to check your window seals to ensure they are working efficiently for you. If you need to replace your
Read More

Staging your home can just be another hectic task on your plate to get your house sold. Here are a few tips on how you can stage your house to sell easily and on a budget.  Curb Appeal to Make a First Impression   A good curb appeal will stand out to your buyers immediately. Good landscaping and outside projects can take time. If you’re in a rush to get your exterior ready to go, the first thing to focus on would be removing dirt from the siding, roof and gutters. A good
Read More

Are you struggling to get an emergency fund in action? It can be hard to understand the depth of what to start with, monthly contributions and how to build it up. An emergency fund is essential for unforeseen circumstances, a drop in income and all the chaos life can throw at us at any point. Most financial advisors suggest having enough in your emergency fund for 3-6 months’ worth of expenses based on your personal situation. The more you can build your emergency fund, the better!   1.
Read More

  Financial education has always been a weak area within education. Talking about money and understanding money management, debt, loans, interest and credit is rarely laid out to people until they get to college or graduate from high school. That’s why we wanted to start the conversation on how to talk to your kids about money, so they are better prepared for the real world.     Talk About Money Young   When you are having money conversations with younger
Read More

Just by glancing at a single number, lenders can determine how financially responsible you are and decide whether to lend you money or not. Your credit score determines other important things like interest rates as well, which is why it’s so important to make sure your score is good. If you don’t have the greatest credit score, here are some basic ways you can improve it.      Check Your Credit Score Frequently   Just like you should be monitoring your
Read More

When it comes to budgeting, you might not even know where to begin. The truth is, there are a million ways to budget and it’s not a one-size-fits-all process. You should try some different methods to decide what works best for your specific situation. Here are some general rules of thumb when it comes to knowing how to properly budget:    DON’T stress yourself out about debt. DO take the first step in creating a budget.   One of the biggest mistakes people make is
Read More