identity theft

Discovering that your identity has been stolen can be a frightening and overwhelming experience. Here are the steps you should take immediately to protect yourself and minimize the damage: Contact Your Bank and Credit Card Companies: Notify your bank and any credit card companies of the theft. They can help you freeze your accounts, issue new cards, and monitor for suspicious activity. Contact us here today. Place a Fraud Alert on Your Credit Reports: Contact one of the major Read More

Online shopping and in-store deals will bring everyone out this holiday season. This also means that with the shoppers come criminals. Identity theft is on the rise with all the different ways information can be stolen. Exchange Bank of Northeast Missouri wanted to offer these top tips this season to help you keep your identity safe and secure. Use Secure Sites When you see an ‘s’ at the end of ‘http’ in the URL, that means the site has an SSL.  This means it’s Read More

The first step in protecting yourself from identity theft is understanding what identity theft actually is. It’s defined as “the illegal use of someone else’s personal information usually in order to obtain money or credit.”   Do you have a credit card?  In a study by Experian, 81% of people said they rely on their banks and credit card companies to protect them from fraud. We don’t want you to fall in that 81%, so we suggest these 4 ways you can protect Read More

Phishing as defined by Merriam-Webster is “A scam by which an e-mail user is duped into revealing personal or confidential information which the scammer can use illicitly.” Scams like these happen each and every day, and many times, the victims don’t even realize they’re participating in them. Exchange Bank of Northeast Missouri wants to help you avoid these common tactics many cyber criminals use to lure you in. If you hear or recognize any of the following prompts, hang Read More

With fraud alerts, identity protection, and chip-enabled cards, you’d think it would be near impossible for a stranger to swipe your personal information. Unfortunately, it’s easier than you think! Other than preparing yourself with preventative measures there is no sure-fire way to make sure your identity remains safe and secure. If you ever experience the unfortunate circumstance of having your personal information stolen, be sure to stick to these five actions when working to regain Read More

With hackers and scammers out amongst the pages of the internet, how do you browse safely? There are many tips and tricks you can use while on the internet to better maintain the security your personal information needs. See how to bolster your online bodyguard with these simple and helpful tools!   Enable the great wall: Your computer has all kinds of ways to block attacks you don’t even know are happening. Most hardware comes with firewalls pre-installed, but you can purchase extra Read More

If you’re like many parents in the United States, your preteens and teenagers may be running circles around you when it comes to utilizing the latest technology. Whether that’s Facebook’s latest updates, new iPhone technology, or the latest app hitting the scene, the amount of new knowledge and innovation seems endless. For your growing adults, this may look more like an endless playground than a minefield, but at times it can be both. To help your children use technology while Read More

Whether it’s used to register for your classes, login to social media, or pay your monthly utility bills, it seems like everything these days requires a password. In order to help you protect your financial future, Exchange Bank of Northeast Missouri would like to share our best tips and tricks to making your passwords unhackable.   Change your password every month. One of the most effective things you can do to deter cybercriminals is to update your passwords on a regular basis. Read More