budget

Are you ready to mix things up in the design of your home, but not ready to burn through your precious money to do so? We know some tips and tricks that will allow you to revamp the look of your home without going overboard on price. Keep reading to find out how!  Improve the Lighting  The lights in a room can drastically affect a room’s tone. Swapping out those Read More

Sticking to a budget is always a challenge, especially if it comes to a remodel within your home. That’s why we’re here to give you the structure you need for your newest renovation. Pull out the hammer and get ready for your home remodel the right way with these 6 budgeting tips. Prioritize What needs to get done first or what has been bugging you the most? Start there. That will be your first update and then go from there. You’ll need to know how much is too much, which Read More

Your wedding day is one of the happiest days of your life. You’re surrounded by family and friends and taking the next step in life with your spouse. And while your wedding is one of the happiest moments in your life, it is also among the most expensive. According to The Knot, the average cost of a wedding in 2018 was almost $34,000. Luckily for you, there are some strategies you can use to help trim costs and still have the wedding you’ve always dreamed of. Dressing Your Wedding Party Everyone Read More

There’s always that house in town that makes you stare a little longer. It’s either landscaped so beautifully that you can’t help but take in their attention to detail or it’s so terribly neglected with tacky lawn ornaments you can’t help but gawk. We hope that you are the former but if you are looking to spruce up your curb appeal while sticking to a reasonable budget, here’s what you can do. Power Wash Like You Mean It You may not realize just how dirty Read More

If you’ve crafted a budget for your household, you are already off to a great start to taking control of your finances in the most useful way possible! There are two things that can hinder a budget and your overall financial goals. They are first, not sticking to the budget and second, missing essential budget limits. Be sure to include these items in your budget now! 1. Medical Bills Your health is never guaranteed. Because of this, it can be challenging to plan for the unexpected. However, Read More

We’ve all heard the tips about not eating out, cutting cable and canceling that gym membership you never use. However, that leaves us wondering what other crafty ways can we think of to save? Exchange Bank of Northeast Missouri offers a few creative ideas on how you can keep money in your wallet while on a budget. Switch Up Beauty Brands Small expenses can add up in a hurry. Luckily, there are simple fixes for that problem. Try switching from your beloved expensive shampoo to a more generic Read More

Summer is here and it’s a scorcher. How will we ever survive this heatwave, and still not break the bank on energy costs? Luckily, we’ve got all the best tips and tricks to keep your home cool on a budget. Invest in Thermal Curtains Getting blackout or thermal curtains will save you money over these sweltering months. By keeping the heat out, your air conditioning won’t have to work as hard every day to keep the house cool. This means big bucks will be saved! Keeping your Read More

It’s a new season and a new month, making it the perfect time to set new financial goals! While money management may not be your strongest asset, we believe with a little goal setting, discipline and help from Exchange Bank of Northeast Missouri, you can surprise yourself how much of a financial all-star you really are! Start with these quick tips and watch your money grow. Create a budget and stick to it - Budgets don’t have to be hard. Write down your outgoing expenses and any Read More

If you work sales, freelance or are self-employed, you have a major issue to contend with when it comes to personal budgeting—an unpredictable income. While this can make it hard to plan your monthly spending, it’s not completely impossible. Today, Exchange Bank of Northeast Missouri would like to offer you these tips for budgeting with an irregular income: 1)      Calculate the Bare Bones. These are the minimum expenses you need to cover every month, usually Read More

When you and your sweetheart set your budget each month, there are a variety of factors at play. Where can you get the best deals on groceries? How many date nights will you have each week? Do the kids have any sporting activities that require new equipment? At Exchange Bank of Northeast Missouri, we recognize that everyone’s budget is different. No matter which categories you enjoy most, we’d love to showcase some great examples to help you find extra ways to save, and better identify Read More