family

As the back-to-school season approaches, many parents and students are looking for ways to save on essential supplies. Here are seven tips to help you make the most of your budget: Create a Budget and Stick to It: Before you start shopping, determine how much you can afford to spend. Make a list of necessary items and prioritize them. This will help you avoid impulse purchases and stay within your budget. Shop Sales and Use Coupons: Keep an eye out for sales, discounts, and coupons. Many Read More

With each new addition to the family, expenses rise and finances can become more difficult to handle. That’s no reason not to enjoy having a big family, though! With these simple and effective money-saving tips, you can maintain peace of mind knowing you’re handling your money in the best way possible.  Check the Discount Stores  Going to a thrift store or discount store is especially helpful when shopping for kids’ clothing. Since Read More

Today, having both Internet access and safety seems nearly impossible. While technology can be enriching and educational, it has its downsides. How can you protect your family from the dangers of the Internet while also allowing them access? Keep reading for some of our online safety tips for families. Be Careful What Information You’re Sharing Many hackers and identity thieves feed off oversharing. Be careful which websites you're entering personal information into - don't trust Read More

Financial responsibility starts at home. If it’s not something you were taught as a child, it can be difficult to model it at home as an adult. The good news is, it’s not too late to start! Here’s what you need to know to kick your household into gear.  Do It Together The more, the merrier! Many parents feel anxious to talk about finances with the entire household. However, each member of the household will benefit from having an open conversation about finances.  Read More

No couple likes to fight, especially when it comes to finances. Unfortunately money is the leading cause of stress in relationships and this isn’t only a problem for couples who are tight on money.  A survey has shown that the more your income increases, the more finances will put a strain on your relationship. What this shows is the importance of being on the same page as your partner when it comes to finances, no matter your incomes.   Exchange Bank of Northeast Missouri has Read More

When winter hits, that means that the holidays are approaching. During these special occasions, kids are exposed to a different setting where they get gifts, large meals, cards, and more. That’s why Exchange Bank of Northeast Missouri believes that this time of the year is a great opportunity to teach your children about money. Below are a few ideas on how to incorporate your children into the holiday financial mix! Identify the costs of the holiday season. Gifts are a big cost, Read More

One of the best things summer brings, aside from the beautiful weather, is time to enjoy with your family. Whether that’s planning a fun weekend adventure, or carving out a week to go exploring, your kids are sure to remember these getaways for decades to come. After years of trial and error, we’ve discovered some ideal destinations where you can stay in budget while enjoying all the perks of your family’s time away.   Wisconsin Dells, USA This midwestern hot spot Read More

If you’re like many parents in the United States, your preteens and teenagers may be running circles around you when it comes to utilizing the latest technology. Whether that’s Facebook’s latest updates, new iPhone technology, or the latest app hitting the scene, the amount of new knowledge and innovation seems endless. For your growing adults, this may look more like an endless playground than a minefield, but at times it can be both. To help your children use technology while Read More