saving

In uncertain times, having an emergency fund can provide peace of mind and financial stability. An emergency fund is a savings account specifically set aside for unexpected expenses, such as medical emergencies, car repairs, or job loss. Here’s how you can start building your emergency fund and ensure you’re prepared for whatever life throws your way. Why You Need an Emergency Fund An emergency fund acts as a financial safety net, helping you cover unexpected expenses without resorting Read More

As the back-to-school season approaches, many parents and students are looking for ways to save on essential supplies. Here are seven tips to help you make the most of your budget: Create a Budget and Stick to It: Before you start shopping, determine how much you can afford to spend. Make a list of necessary items and prioritize them. This will help you avoid impulse purchases and stay within your budget. Shop Sales and Use Coupons: Keep an eye out for sales, discounts, and coupons. Many Read More

High school years are often tricky when it comes to money. Your teenager might have a part-time job, but how can they start using that money wisely and investing in their future? Keep reading to find out how you can guide your child towards smart financial decisions.   Open a savings account and don’t touch it!  The first step is for your child to open a savings account. Here they can stash a percentage of the money they’re making for future Read More

If you’re thinking about revamping the way you handle your finances, the first step is to plan. If you lay the details out and write things down, you’ll be much more likely to follow through and be financially wise. We’ve gathered some of the basic and practical tips when it comes to financial planning! Start an Emergency Fund You don’t realize how fast your money can disappear until an emergency happens and you have no choice but to spend your hard-earned money. Planning Read More

It’s the holidays! As they come closer, you’ll want to be preparing your budget for the food and presents you’re buying. But, be careful not to overspend! Here are our top sanity-saving holiday hacks to follow. Be Frugal Online Use cashback apps like Ibotta and Ebates when you shop online for the holidays to save money and earn bonuses. There are also ways to earn free gift cards online when you take surveys, such as using a program like Swagbucks. Simplify Your Giving Don’t Read More

While college remains one of the best ways you can invest in yourself and your future, it doesn’t change the fact that the costs of attending college only continues to grow. Focusing on your education should be your top priority while you’re in school. However, developing strong saving habits can not only cut costs while you’re attending college, but those habits can also help you be more responsible with your money once you’ve graduated. Set a Budget While this may Read More

Shopping for the holiday season can get pretty expensive - especially with gifts for the whole family and hosting traditional holiday parties. Luckily, this holiday season we are offering you 5 top-notch money saving hacks so you save more than you spend! Be a Thrift Store Champ - When you shop at thrift stores, you can find inexpensive gifts and decorations for this holiday season. This is the perfect spot to find your ugly Christmas sweater and a wonderful resource for one-of-a-kind gifts. Read More

Exciting adventures wait for you while away at college. However, your spending habits may put a damper on the fun. Don’t become one of those students who falls into a deep hole of debt. Stay afloat with some of these simple tips you can implement today! Avoid Late Fees Late fees sneak up and build in a hurry. Be sure to utilize apps that will remind you when bills are due and cancel anything unnecessary such as cable or gym memberships. Limit Eating Out Going out with friends every Read More