Archive - November 2016

Today Americans take their smartphones everywhere. From home to work, over lunch and dinner, we use our devices more than ever before. This last month Facebook reported that the average cell phone user has their phone with them 73% of the time. Even before we go to sleep, many of us are checking notifications or responding to emails. With so much valuable data now available at our fingertips, how can we keep these miniature portals secure from outside predators? At Exchange Bank of Northeast Missouri, Read More

Did you know one in three Americans have no retirement savings? This shocking statistic is one of many that reveal how unprepared many Americans are when it comes to their retirement. If you have yet to hop on the savings train, there may be some opportunities to catch up. Today our team at Exchange Bank of Northeast Missouri is here to clarify some of the most common retirement assumptions:     TRUE: The sooner you start saving the better. FALSE: If you don’t start saving Read More

Is 2017 the year to venture into opening your own business? With start-up companies popping up like daisies, a great idea and an established business plan can make all the difference. Once you start planning your next entrepreneurial adventure, be sure you keep these top business DOs and DON’Ts in mind:   DO: Include one year’s operating expenses in your business plan. DON’T: Count your profit before you achieve it.   One of the most common reasons a business Read More

Harvest season is finally nearing its end, and the winter snow is soon on its way. These upcoming months will be focused on your livestock, preparing for the spring, and creating a plan for 2017. If the coming year includes expanding your operation, or making some much needed repairs, our experts at Exchange Bank of Northeast Missouri are here to help! With our experienced ag lending services, we offer the answers you need to help your operation continue to grow.   Q: What operational Read More

What if driving to the bank to deposit a check was no longer a weekly chore? What could you do with that extra time? At Exchange Bank of Northeast Missouri, we think you could do a lot! Starting this October enjoy the simplicity of Mobile Check Deposit when you have an open checking or savings account!  See how you could start saving time today:   No Trip to the Bank. Save the trip and with a few clicks and pics on your phone, you’ve turned a half hour errand into Read More