Archive - June 2021
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Online Safety Tips for Seniors
June 30, 2021
Categories: Cyber Security, General
It’s an unfortunate reality that many criminals target senior citizens, as they can be susceptible to online deception. If you’re keeping up with the times by staying online, it’s also important to keep up with online security measures! 1. Look Out for Suspicious Emails You would be surprised how often people are fooled by phishing emails. ‘Phishing’ emails are sent from cybercriminals who pretend to be a person or business they are Read More
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How to Slowly Increase Your Savings Game
June 23, 2021
Categories: Budgeting, Personal Finances, Save Money, Savings
Saving money over time is often one of the hardest things for a household to do. Between monthly bills, household essentials and daycare, you may ask yourself, ‘is there even anything left to save?’ If this sounds like you, read these tips to increase your savings game over time! Stick to Your Monthly Budget Sticking to a budget is a simple concept, but in reality, it can be very difficult. Try to plan your expenses a month in advance so Read More
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Get Back to Budgeting
June 16, 2021
Categories: Budgeting, Financial Education, Personal Finances, Save Money, Savings, Spending
Have you recently fallen off the budget wagon? Have no fear, Exchange Bank of Northeast Missouri is here to help! Creating a budget is one thing but sticking to it is often hard. If you’re someone who struggles with sticking to a budget, read these tips to get back on track. Total Your Monthly Bills If it’s been a while since you last followed a monthly budget, it’s a good idea to double check your monthly bills. Take a look at your monthly Read More
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How much money do I need to buy a home?
June 9, 2021
Categories: Budgeting, Mortgages, Personal Finances, Save Money, Savings, Spending
With rates continuing to be low, now is a great time to purchase a home! It may seem daunting at first, but it’s a great experience and can be fun if you are prepared. Whether you are a first-time homebuyer or have purchased a home before, keep reading to see how much money you need to buy a home. You may not need the full loan amount offered. While you can get a loan for a large amount of money, you may not want to get that full amount. Think about all Read More