Archive - September 2019

If you’re in your twenties and thinking about retirement, you are light-years away from your peers who wait until it’s too late. You’ll be so glad you started to take serious steps towards your golden years with these straightforward strategies. 1. Negotiate More Your first job isn’t typically known to be a real money maker. You’ve been told to “pay your dues” and take the work for little pay. However, it is especially important for college graduates Read More

Technology is everywhere and used on a daily basis, so how do we protect our children when online? Now more than ever is the most important time to sit down with your children and really explain the importance of being safe while online. That’s why Exchange Bank of Northeast Missouri wanted to offer some main points to touch on with your children when discussing online safety.  Family Rules: I won’t tell my address, name, phone number or other special information to anyone Read More

While college remains one of the best ways you can invest in yourself and your future, it doesn’t change the fact that the costs of attending college only continues to grow. Focusing on your education should be your top priority while you’re in school. However, developing strong saving habits can not only cut costs while you’re attending college, but those habits can also help you be more responsible with your money once you’ve graduated. Set a Budget While this may Read More

Buying your first home is so exciting. It can also be a little nerve wracking the first time around if you don’t have any guidance. Here’s what you should know about the home buying process, so you aren’t shocked by the expenses that come along. The Appraisal An appraisal is when you have a home expert come and determine the value of a home. They have no stake in the outcome of their conclusion, so you can expect an honest answer. You will want to be sure to have an appraisal Read More