Archive - November 2018

An IRA is an individual retirement account that is used as a tool for people to earn and earmark funds for retirement savings.  Retirement may seem far away, but the earlier you start to save, the better off you’ll be! You have flexibility when choosing investments and minimizing taxes, which means an IRA can play a huge role in how prepared you are for retirement.  With that said, many people don’t fully understand how IRAs work. They can be confusing. As a result, Read More

We all know this one - use different passwords and switch them up periodically. While this is a helpful tip to avoid being hacked, there are some questions you may still have on cybersecurity. Luckily, Exchange Bank of Northeast Missouri offers a few answers to your existing questions. Question: How can I protect my personal information from an attack? Answer: Be sure that your antivirus program is up-to-date. When it is time to renew that software, do it. Don’t wait around thinking it Read More

Shopping for the holiday season can get pretty expensive - especially with gifts for the whole family and hosting traditional holiday parties. Luckily, this holiday season we are offering you 5 top-notch money saving hacks so you save more than you spend! Be a Thrift Store Champ - When you shop at thrift stores, you can find inexpensive gifts and decorations for this holiday season. This is the perfect spot to find your ugly Christmas sweater and a wonderful resource for one-of-a-kind gifts. Read More

We’ve all heard the tips about not eating out, cutting cable and canceling that gym membership you never use. However, that leaves us wondering what other crafty ways can we think of to save? Exchange Bank of Northeast Missouri offers a few creative ideas on how you can keep money in your wallet while on a budget. Switch Up Beauty Brands Small expenses can add up in a hurry. Luckily, there are simple fixes for that problem. Try switching from your beloved expensive shampoo to a more generic Read More