Archive - March 2017

Did you know that 43 percent of cyber crimes target small businesses? Because many large corporations are pushed into the spotlight after suffering from a data breach, many Americans aren’t aware that small businesses have a continuous risk of cyber attacks as well. While you may not always be able to prevent a phishing scam or Trojan horse, you can proactively set standards and guidelines to help keep you and your employees safe.  At Exchange Bank of Northeast Missouri we want to help Read More

Spring may have just begun, but summer is close behind! Instead of pulling together funds at the last minute, Exchange Bank of Northeast Missouri is here to help you save in advance for the coming months. Reducing your spending could be simpler than you think, and with these easy adjustments you’ll find yourself saving in no time!   Cut Your Cable ($75/month): Now that companies like Netflix, Hulu, and SlingTV offer streaming videos and original content, your cable bill can be cut Read More

Finding your perfect person can make you feel like you’re on top of the world. However, after the ceremony, reception, and honeymoon, you and your sweetheart may begin to feel the stress of money management. Combining two lives into one takes time, and the same is true with your finances. Together, you’re now responsible for the well-being of each other, one penny at a time.   First things first. Before you start making any decisions or budgeting plan, sit down with your Read More

Spring is the perfect time to start something new. Whether that’s creating a fresh and colorful garden, planning an exciting and exotic vacation, or officially starting the search for your new home, now is the perfect moment to begin anew.   If you and your family are ready to plant fresh roots, our dedicated team at Exchange Bank of Northeast Missouri is here to help. Before you start searching the market for available homes, we recommend first evaluating your house and determining Read More

Retirement is one of those unique financial goals where you can benefit by saving less earlier, compared to saving more at a later date. By maximizing on the most valuable element, time, you can ensure that even a little savings will go a long way. To help illustrate the capabilities of time, and the interest it compounds, Exchange Bank of Northeast Missouri would like to share a simple story:   We start with two people, Jane and John. Jane starts saving for retirement at 25, contributing Read More