Archive - May 2021
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Emergency Fund: How much is enough?
May 25, 2021
Categories: Budgeting, Financial Education, General, Personal Finances, Save Money, Savings, Spending
Being prepared for a financial crisis or hiccup can take time. Building up your emergency fund isn’t something you can do overnight, but working at it day by day or month by month is an easy way to become prepared without seeing a huge decrease in your funds. But how much is enough? We’re here to let you know! How much should I save for an emergency fund? How much you can save will depend on where you are at in life. You will have debts, monthly expenses, insurance, Read More
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Financial Planning 101
May 18, 2021
Categories: Budgeting, Financial Education, Personal Finances, Save Money, Savings
Nerdwallet states, “A financial plan is a comprehensive picture of your current finances, your financial goals and any strategies you've set to achieve those goals. Good financial planning should include details about your cash flow, savings, debt, investments, insurance and any other elements of your financial life.” But where do you start? We’re here to help give you the basics of financial planning so you can begin bettering your financial future. What Read More
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Spring Clean Your Finances
May 11, 2021
Categories: Budgeting, Financial Education, Personal Finances, Save Money, Savings
Its Spring! With the new season comes a new energy and attitude which we want to take full advantage of! Over the last year and this winter, it’s been easy to get into a financial rut or overspend on subscriptions which is why it's time to purge your finances. Keep reading to see our top tips to help you spring clean your finances! Sweep Away Subscriptions You’ve heard this before, but it becomes easy for subscriptions to build up over time. Maybe you’ve Read More
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4 Steps to Home Buying
May 4, 2021
Categories: Budgeting, Mortgages, Personal Finances, Save Money, Savings, Spending
Whether you’ve been looking for a while or have just decided to begin the hunt, buying a home is an exciting adventure! With rates so low, it’s the perfect time to become a new homeowner. But do you know some of the things you should be doing before stumbling upon your dream home? We’re here to explain our top four steps to home buying so you can enjoy the journey. Know How Much You Can Afford Even though you could get a loan for $300,000, it may Read More