Archive - April 2021

Spring is the perfect season for fresh starts, personal growth, and positive changes. This season, along with the loads of spring cleaning and organizing, consider making your finances a priority. A great first step is to read through this practical guide to saving money!  Prepare for the heat by making sure your cooling system runs efficiently.  Summer is on its way which means you’ll be cranking the AC before you know it. The best way to cool your Read More

Becoming a homeowner for the first time is no easy task! You’ve probably heard horror stories from friends about overpaying or missing a crucial piece of information before committing to an offer. Here are a few tips to help you prepare for buying your first (or next) home so you feel confident in the home you choose to buy!  Before You Buy  Start Saving Early – the earlier you start saving, the better! Many first-time homeowners assume they just need Read More

The Federal Trade Commission defines identity theft as theft that happens “when someone uses your Social Security number or other personal information to open new accounts, make purchases, or get a tax refund.” This kind of theft not only steals your money, but your precious time as you work to figure out what accounts are compromised and finding safe ways to re-open them. Keep reading to prevent identity theft.  Start by Educating Yourself  The first step Read More

It’s the question that every household asks. What can I do to cut my monthly costs? And it’s a great question! No one wants to spend unnecessary money when there are mouths to feed and basketball uniforms to pay for. While you can tighten the budget by setting strict guidelines for yourself, your experts here at Exchange Bank of Northeast Missouri have a few more realistic ways to lower monthly bills.  Plan Meals Ahead of Time  At first glance, planning meals ahead Read More