Archive - August 2018
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Best Practices for Protecting Your Data
August 29, 2018
Categories: Cyber Security, General
Over the years, cyber hacking has been on the rise - nearly doubling from 2016 to 2017. Out of all of those attacks, 93% of all breaches in 2017 could have been avoided with simple cyber hygiene practices according to Online Trust Alliance. That’s why we’ve decided to give you some updates on the latest cyber security practices! Don’t Click It Hackers are getting sneakier as to where they place their bugs. You may know not to trust a strange email from someone you don’t Read More
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Jumpstarting Your Child’s Tuition Savings: How Much to Save
August 22, 2018
Categories: Budgeting, General, Personal Finances, Save Money, Savings
You only want the best for your child - but how much is the best? Figuring out the amount of money to begin putting away for your child’s tuition can be tough. Yes, they will be able to contribute, but it doesn’t hurt to help your baby get the educational future they deserve. That’s why Exchange Bank of Northeast Missouri offers some insight on what funds you should begin putting towards your child’s education today! Start Early According to the College Board, an in-state Read More
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So You’ve Bought Your First Home: Savings 101
August 15, 2018
Categories: Budgeting, Mortgages, Save Money, Savings
Congratulations! You’ve taken a big step in your financial future by purchasing your first home. As a new homeowner you may be worried about the chunk of change you just spent, and your bank account may be looking a little slim right now. Luckily Exchange Bank of Northeast Missouri is here with a few simple saving solutions to help your funds increase. Slow Your Spending As you have just made a big dent in your savings, now is the time to slow down on your purchasing behavior. Be aware Read More
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3 Keys to Managing Your Money When You’re Self-Employed
August 8, 2018
Categories: Budgeting, General, Personal Finances, Save Money, Savings
If you’re similar to 10 percent of the active American workforce, you are self-employed. Those who enjoy going into business for themselves find a great degree of freedom and empowerment. You have more value for your work, no uniforms, get to choose your customers, not to mention unlimited vacation days. However, these benefits can be quickly overshadowed by the effects of poor money management. In order to make your dream successful, there are certain key habits and skills you should have Read More
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The Expert Saver’s Financial Bucket List
August 1, 2018
Categories: Budgeting, General, Personal Finances, Save Money, Savings
Savvy savers are full of great ideas and qualities, so those of us who aren’t the best at keeping our finances in check are always left wondering how they do it. Thankfully, Exchange Bank of Northeast Missouri offers a bucket list with some of the expert saver’s top priorities you can strive to meet! Pay off your credit card debt. As the average American has $16,000 worth of credit card debt, focusing on paying off yours can be a big financial undertaking. There are different methods Read More