Archive - October 2021

Maybe you’ve put your house on the market, are ready to move out of your apartment or are just seeing what options are out there. Whatever your reason for house hunting, we’re here to help make it as stress‐free as possible with some helpful advice. 1. Get Pre‐Approved So You Know Your Budget Before you jump the gun and start falling in love with houses outside of your price range, it’s important to get pre‐approved for a mortgage so you know your budget. This will give Read More

If it’s your first semester of college and you’re realizing that managing money is harder than expected, you’re not alone. It’s never too late to make changes to your financial habits. Here are some helpful money‐saving tips for college students: 1. Use Your Meal Plan If you have a meal plan, make it worth your money! Many college students still go out to eat often, even with a meal plan which ends up costing you way more than necessary. If you get sick of the dining Read More

IRAs can be confusing and even seem unnecessary to talk about for some, especially if retirement still seems lightyears away. Allow us to answer some of the most common questions people have about IRAs: Q: Am I allowed to contribute to an IRA if I have a retirement plan through work?  A: Yes, as long as you meet the IRA’s eligibility requirements ‐ even if you participate in a 401(k) plan at work.  Q: What is the contribution limit? A: The contribution limit is annual, Read More

The holidays are quickly approaching, which means it’s time for the fun yet expensive process of Christmas shopping. By incorporating some of these habits and ideas into your holiday traditions, you can make this Christmas and the ones to come much more affordable than normal. Have a Family Potluck Some people enjoy hosting a big family dinner each year. But making dinner for 20+ people can get pricey very quickly. It may also be a tradition to go out to eat each holiday season, and it’s Read More