Archive - February 2020

It’s 2020 and time to be certain your cybersecurity practices are up to date. Cybercriminals become more advanced and attuned to the different ways to penetrate vulnerabilities of those who aren’t up to date on security. These are the top actions you need to take. Can you say yes to any of these? Are you cautious with the applications on your phone? Sometimes, there’s a false sense of security when it comes to phone applications. Apps are used for about everything these days Read More

Financial responsibility starts at home. If it’s not something you were taught as a child, it can be difficult to model it at home as an adult. The good news is, it’s not too late to start! Here’s what you need to know to kick your household into gear.  Do It Together The more, the merrier! Many parents feel anxious to talk about finances with the entire household. However, each member of the household will benefit from having an open conversation about finances.  Read More

Retirement may seem far away or it may be approaching soon. Either way, you likely have some questions as many people do. Today, we will tackle some of the most common questions.  What is an IRA? IRA stands for Individual Retirement Account. The purpose of it is to help people save for retirement. The two basic types of IRAs are Traditional and Roth.  Traditional: With a Traditional IRA, you are able to put pre-tax dollars away for retirement, which will later be taxed upon withdrawal. Roth: Read More

The new year is full of hope and imagination for the future. It can be challenging for anyone to stick with these goals, especially financial ones. We’re happy to tell you that there is a way to make these goals a reality by sticking to these wise practices. Be Realistic In order to make your goals a reality, you should set realistic goals. While a beach house on Maui would definitely be an attractive prospect to most people, it’s not in the cards for everyone. Maybe something like Read More