Archive - February 2018

What they didn’t teach you in school was how to pay for school. Many know what it’s like to look excitably into your direct deposit account or open that envelope on payday to only be dissatisfied by the large withdrawal that was taken towards your student loan debt.   Confronting what seems like the impregnable wall of debt can be overwhelming. And many can feel unprepared - even duped at the debt to income ratio their college degree has given them. However, it doesn’t Read More

Whether you are traveling for work or pleasure, the last thing you want to battle with is having your cyber-security compromised. If knowledge is power, Exchange Bank of Northeast Missouri has created a list of potential threats to your private information and steps to prevent damage while away from home.   Before You Go   Along with remembering to pack a toothbrush, you should also prepare your devices for travel. You should ensure all updates are completed. This will make Read More

You may have heard the suggestion, but in a day where even plastic purchases are becoming irrelevant, how can paying with cold hard cash be feasible or helpful? We challenge you to find out by going plastic-free for the next 30 days in order to shake up your spending habits for the New Year.  We will begin by informing you on some of the disadvantages you may experience, followed by the surprising benefits. Cons of Cash Safety Carrying cash can be a safety concern. You may feel more Read More

Starting a Financial Fitness routine may be one of the best things you can do for your health. You may not realize it, but financial stress can take a toll on your physical and emotional well-being. If you are one of those who have or are experiencing financial stress, you are not alone. In fact, the leading stressor of Americans is related to finances. Stress, if left unchecked, can lead to changes in your body and mood such as:  heart disease, obesity, headaches and depression. Whether you Read More