Archive - March 2020

Extreme amounts of debt can weigh heavy on your shoulders. It has been found that extreme amounts of debt are linked to higher rates of suicide and depression. This is why it’s so important to have an understanding of good debt vs. bad debt and how you can go about paying back your debt efficiently.  Don’t Let it Define Your Life You, of course, want to have your debt paid off as soon as possible. However, letting it define the value of your life is counterintuitive to being Read More

Maybe you are already off to a good start when it comes to saving for retirement, but there may be some ways in which you can amp it up. If you could boost your retirement savings even by a little now, it can pay off big time later! Here’s how: Step Up the 401(k) Most companies offer a matching contribution of up to three percent to your 401(k). If you aren’t taking advantage of this now, make sure you do so immediately. Once you have established this for a year, consider ramping Read More

Don’t let living your dream of owning your own business end because of cybercrime. Stay on top of the latest defenses when it comes to cybercrime by implementing even one of these tips for your business.  Never Assume You Are 100% Secure Unfortunately, you can never be fully protected against a cyber threat. The minute you sit back and think that you are not vulnerable is the best time for a cybercriminal to strike. There will always be a new potential threat, so it is important Read More

Do you feel like you’re always trying to save but never reach your savings goals? Sometimes, we can make it too complicated or have too rigid a plan that causes us to give up on it altogether. You can make 2020 the year of savings by following these bare-bones tips.  1. Start a Pantry Night It’s too easy to spend money dining out or grabbing a burger at the drive-through for the whole family. Stay ahead of the curve by allowing one night each week as a free for all in the pantry. Read More