Archive - January 2018

If you’re a teen, you know that making adequate money for your college fund and paying for the rising cost of items is challenging. School has never been as time consuming and with the economic pressure to go to college and the rising rate in unpaid internships, you may be at a loss as to whether your part-time job will help you in the short and long term. We have come up with a list of creative ways you can earn some extra cash-without having to sacrifice your studies. Studies show that Read More

If you are feeling overwhelmed and losing sleep at night because of your finances, you are not alone. There are many factors that can contribute to financial stress such as: kids, marriage, debt, pregnancy, job status and physical health.  According to the American Psychological Association’s 2015 survey, 64% of stress is attributed to money. If you are experiencing a creeping sense of panic over your finances, take a deep breath and exhale. We are going to walk you through a simple plan Read More

Many individuals have goals and resolutions they are striving for this year. They are fostering hope for a better tomorrow and realize they need to add or dilute some of their habits in order to have the life they envision. Many, if not most, of these resolutions fail for lack of motivation. In fact, only about 8 percent of individuals end up sticking with their resolutions and that could be attributed to the type of goals made. A majority of resolutions are self-focused. Very few of them strive Read More

Paying off debt can be daunting, and budgeting for it even more stressful. In order to be a winner with your budget, you must add Mad Money to your life-and no we aren’t talking about the TV Show. Mad Money is, “A small sum of money carried or kept in reserve for minor expenses, emergencies, or impulse purchases.” There is no restraint to what you can purchase with Mad Money, but only that you spend the allotted amount. This should be a small percentage of your monthly income.  Here Read More