Exchange Bank of Northeast Missouri

Serving Rural America for over 100 Years

OUR MISSION
Our mission is to provide quality, value and services to the citizens of northeast Missouri and the surrounding area.

STATEMENT OF CORPORATE PURPOSE
Exchange Bank of Northeast Missouri is a responsible corporate citizen and a contributing member of the financial services industry. We uphold the highest standards of conduct and performance consistent with the best traditions of independent community banking.

Exchange Bank of Northeast Missouri is responsible to its shareholders and customers and treats all with dignity and respect, providing quality services at fair prices.

Exchange Bank of Northeast Missouri maintains a high level of open and responsive communication to ensure that customer, shareholder and employee needs are served.


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	NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.